Banks, Financial Services & Capital Market
The financial services industry in Germany is strictly regulated, and the requirements of the regulatory law are becoming increasingly stringent.
More and more, companies do not only make use of traditional loans, but are looking for other ways to finance their business growth.
MELCHERS understands the needs of both sides and works with you to find tailor-made solutions to the challenges of the changing financial sector.
A reliable financial basis. With us:
• Licensing procedures for credit, financial and payment services institutions
• Establishment of compliance systems and internal security procedures
• Sector-specific terms and conditions
• Alternative means of payment (e.g. bitcoins, payment cards)
• Design of new business models (especially according to German Banking Act (ZAG) and German Money Laundering Act (GwG))
• Acquisition financing and collateralisation
• Drafting and review of (securities) prospectuses
• Preparation and support of bond issues
• Mezzanine financing
• Loan agreements and syndication
• Credit and payment collateral